**ONE BASELINE. THREE POSSIBLE CHANGES. A CLEARER CASH DECISION.** A change in a customer payment date, an unexpected expense, or a revised receipt assumption can reshape the cash path ahead. Cash-Flow Scenario Decision Kit helps solo operators and small-business owners compare up to three explicit what-if changes against one consistent cash baseline. Set a dated baseline, check readiness, compare scenario low points and timing, and record the condition you need to verify before deciding. Results are illustrative and depend on your inputs. **WHAT'S INSIDE** The editable Google Sheets workbook includes five tabs: - START HERE — orientation and setup - BASELINE — reference cash path - SCENARIOS — compare up to three changes - DECISION RECORD — conditions and follow-up - WORKED EXAMPLE — fictional delayed-receipt example The kit compares modeled low points, timing, and scenario differences. It does not predict actual payments. **WHAT YOU RECEIVE** One downloadable ZIP containing: - A one-page Google Sheets Workbook Access PDF - An eight-page companion PDF Open the Workbook Access PDF and use the authorized Make a copy link to create your editable five-tab workbook. A Google account and Google Sheets are required. No Excel XLSX is included. This is a one-time purchase, with no subscription or physical shipment. **GETTING STARTED** Download and extract the ZIP, open the Workbook Access PDF, select Make a copy, then start with the START HERE tab and the worked example before entering your own assumptions. **IMPORTANT:** This is a comparative cash-scenario planning tool, not accounting software, financial advice, a bank integration, or a guarantee of future cash availability.